Seuss wrote:paypal requires action within 40 days.
PayPal disputes generally must be filed within forty-five days of the payment date.
PayPal asserts that that time frame may be extended for "abusive accounts" but that is bologna.
Snap Illusions always placed their delivery dates well outside the PayPal dispute window to dodge this bullet and PayPal never lifted a finger to extend it for that crowd.
The same with another "abusive account", RNT2
Under the PayPal Buyer Protection Plan for the load of people that were skunked by purchases made on eBay, and under their Purchase Protection Plan which applies to all buyers outside of eBay, they would have been forced to cough up the refunds for non-delivery out of their OWN bucket to the extent they exceeded "abusive member's" available balance (which, I imagine, was $0.00 at any given time.)
The legions of people that were screwed by these outfits were left to twist in the wind even though they were definitely the victims of an "abusive account."
You couldn't pour any extended protection coverage on PayPal attributable to this recent "abusive account." ;)